Which of these is an example of a situation that could result in a surprise bill?

Answer

A surprise medical bill commonly occurs when a patient receives care at an in-network facility, such as a hospital, but is treated by an out-of-network provider (like an anesthesiologist, radiologist, or surgeon) whom the patient did not choose. In this scenario, even though the hospital is in-network, the out-of-network provider can bill the patient for the difference between their billed charges and the amount paid by the insurance, resulting in a surprise bill.